| Identity theft, also known as identity fraud, involves somebody obtaining and using your personal data, such as your name, address, telephone number, phone card or credit card number, mother's maiden name, Social Security number, without your knowledge to
commit a criminal act. Most often, your information is used to commit some form of financial fraud or deception - whether buying something on your credit, obtaining money from your bank account, or obtaining new credit in your name. The identity thief usually intends to obtain goods or services in your name, and to ultimately leave you with the bill.
Identity theft does not only target those will well-established credit histories. Identity thieves also target those who may not have much credit, such as college students, and set up fake credit accounts in their names. Students make relatively easy targets as their personal information is often easier to obtain (particularly at schools which still post grades by Social Security number, but also because students don't always adequately safeguard that information), many don't closely monitor their financial accounts, while most regularly receive credit card applications in the mail.
When it comes time to clear your name and get back on track you will need the services of a Handwriting Examiner. You will need someone that is Certified and has experience in dealing with the public and knows his way around the court systems. You do not have to spend a lot of money to prove your innocence. The Handwriting Cop can help so give David a call or e-mail to get started. |